Eighty Percent of Small Claims Cases and Civil Judgments Go Uncollected
Small Claims Court » Eighty Percent of Small Claims Cases and Civil Judgments Go Uncollected
This is most typical for so many Americans:
- Somebody does you wrong
- You go to small claims court
- The judge decides in your favor
- You never receive the money owed to you.
Although the civil system is set up to allow you to get your money back in court, nothing in the manual says that it isn't going to hard. Small claims court offers you fairly generic information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money you were awarded in court, but the information given to you is too generic. Therefore, that leaves us with only a few options:
- Call it a loss (Never recover your money)
- Spend all of your time trying to learn how to collect your money yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hourly fees of hundreds per hour
- Use a judgment recovery service
Although judgment recovery service isn't very difficult to learn once you learn the simple steps of using one, the process will save you time and money in the long run. You would suggest that judgment is awarded to you, the court system would make it less of a hassle for you to recover the funds that are owed to you.
Civil Courts offers pamphlets to you explaining what your rights are as a debtor. Try to ask one of the court clerks how you find the bank information of the debtor or the process for garnishing the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The fastest way to find the debtor's information about the debtor is the process of skip tracing. Part of this process involves finding credit report information on the debtor, and being a private investigator to put all of the pieces together. One of the obstacles a creditor will run into is that most credit reporters won't let you pull a credit report on somebody if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a collection agency service, they will collect your money for you with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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